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Life Insurance

If something were to happen to you, how would your family cope? Take this time to make sure that your family is protected, and help free your loved ones from the financial burden with a life insurance policy.

At the Kappes-Leiran Agency we will work with you to find the right amount of coverage to help your family recover during this life-changing event.

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Life Insurance- Frequently Asked Questions

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How much life insurance coverage do I need?
The amount of life insurance that an individual needs depends on a number of factors.
Funeral costs, mortgage and loan expenses, and the cost to your family are just a few of the factors to consider.
Take the time to sit down with your agent and discuss your needs to make sure that you will have adequate coverage.
When do I qualify for life insurance?
There is no age requirement for qualifying for life insurance. In general, the younger you are
the better your premium rates will be.
What is the difference between term life insurance and whole life insurance?
Term life insurance expires at the end of the specified term and does not build any cash
value. Whole life insurance lasts until age 110 and builds cash value as it ages. Contact your
agent for additional information on the differences between life insurance policies.
Can I purchase a policy for my children or grandchildren?
Yes, as long as they qualify for coverage you can purchase a policy for them.

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